BIDV introduces the credit package "Stable settlement" with interest rate from only 5%/year
Credit package with interest rate from only 5%/year for administrative staff receiving salary through BIDV account, serving housing needs, car loans or consumption.
From July 1, 2025, Vietnam will reorganize its administrative units according to Resolution 202/2025/QH15 of the National Assembly. This result is achieved through the joint efforts of many levels and sectors, including the silent but persistent contributions of the administrative staff - those who have overcome difficulties in new workplaces, new processes, new working conditions to continue to fulfill their tasks well, maintain the pace of work and serve the people.
Understanding the concerns and needs of "settling down" to work with peace of mind, BIDV has launched a preferential loan package exclusively for administrative and career staff who receive their salary through BIDV accounts. With this loan package, customers can buy a house, buy a car or take out a consumer loan with an interest rate of only 5%/year (depending on the location), a loan limit of up to 5 billion VND, a maximum term of 20 years - helping to reduce financial burden and create initiative for life plans.
Not only preferential loans, administrative and career staff receiving salaries through BIDV are also exempted or have reduced fees for many services such as BIDV SmartBanking, debit card issuance, annual fees and cash withdrawals at BIDV ATMs... along with a series of other attractive promotional programs, bringing a convenient and economical financial experience.
Specifically, BIDV waives issuance fees and first-year annual fees when issuing domestic/international debit cards and international credit cards. In particular, customers receiving salaries at BIDV are exempted from withdrawal fees at BIDV ATMs for the first year. Credit card limit up to 700 million VND, interest-free for 45 days, along with many attractive incentives, cashback up to 10% of transactions.
In addition, BIDV continues to implement the "0 fee" policy for salary accounts at the bank. Accordingly, payment accounts do not require maintaining a minimum balance and are exempt from default account management fees when financial transactions occur on Smartbanking during the month. Money transfers within and outside the BIDV system are also completely free on BIDV SmartBanking, as well as free OTT messages, SmartBanking maintenance fees and many discount code incentives, B-point accumulation when making transactions on the application.
Online deposit interest rates are preferential, adding up to 0.6%/year compared to the interest rates listed at the counter. In particular, BIDV is the pioneer bank in the market to support customers in converting B-points into preferential interest rates when making online savings deposits, with an additional preferential rate of up to 0.2%/year (term of 03 or 06 months, deposit amount from 50 million VND or more). International money transfer fee reduction incentives of up to 10% and a gift of a beautiful account number of up to 30 million VND.
With these solutions, BIDV affirms its pioneering role not only in accompanying the public administration team, but also in the mission of joining hands to stabilize social security, actively supporting the implementation of the State's policies and guidelines - for a sustainable Vietnam, where everyone has the opportunity to settle down and contribute.
(*) Detailed terms and conditions of products and services comply with current regulations of BIDV from time to time.
For more information, customers can contact the BIDV branch that makes salary payments or call the 24/7 customer care hotline: 1900 9247 for support.