BIDV's An Phu Gia Savings - The dream of buying a house within reach

BIDV's "An Phu Gia Savings" product is a comprehensive financial solution chosen by many customers to form a habit of saving and realizing their dream of buying a house in the future. So what are the characteristics of the "An Phu Gia Savings" product? What benefits will customers receive when participating in the "An Phu Gia Savings" product? Let's find out with BIDV now.

1. What is BIDV's An Phu Gia Savings product?

Understanding the desire of many customers to buy a house to settle down, BIDV has officially launched the product "An Phu Gia Savings" from April 5, 2022 to help customers save money to buy a house with many incentives and attractive interest rates.

Up to now, BIDV is the first and only bank in Vietnam to launch a home savings product with many policies that bring outstanding benefits to customers.

2. Characteristics of An Phu Gia Savings products

To understand clearly about the product "An Phu Gia Savings", customers can refer to the following main features of the product:

• Customers can easily deposit savings online through BIDV SmartBanking application with a minimum of 5 million VND/time and an unlimited number of additional deposits.
• After half of the deposit period, customers have the opportunity to borrow money to buy a house with a high limit (up to 10 times the average deposit amount).
• Maximum loan limit for customers with cumulative deposits is 20 billion VND/customer.
• In particular, the home loan interest rate is more preferential than the normal home loan, the maximum preferential period is 24 months. After the preferential period ends, the interest rate will be applied at the normal interest rate based on BIDV's regulations from time to time.

For example:

Customer Nguyen Van A used BIDV's "An Phu Gia Savings" product for 24 months to save money to buy a luxury apartment. After the first 12 months, the customer made 15 deposits (VND 30 million/time), so the total amount of money that customer A has deposited is: 15 x 30 = VND 450 million.

At that time, if there is a need to borrow money to buy a house, customer A will be able to borrow money with a limit of up to 2.25 billion VND (5 times the accumulated amount) and enjoy preferential interest rates within 24 months (equal to the accumulated deposit term).

3. Benefits when customers participate in An Phu Gia Savings product at BIDV

Participating in the product “An Phu Gia Savings” at BIDV helps customers get closer to their dream of owning a home. In addition, customers also receive many other great benefits such as:

• Customers can borrow money to buy a house with a high limit (10 times the accumulated amount at the time of borrowing)
• Preferential home loan interest rates help customers reduce financial burden and easily plan loan repayment.
• Help customers form the habit of saving and accumulating for the future because BIDV has the feature of automatically withdrawing money from payment accounts to deposit into savings accounts according to a preset schedule.

4. How to deposit An Phu Gia Savings at BIDV

The highlight of the product “Tich Luy An Phu Gia” is the ability to borrow money to buy a house with attractive incentives, opening up the opportunity to realize the dream of owning a private house for customers. Customers can deposit Tich Luy An Phu Gia in one of the following 2 ways:

Method 1 - Depositing on BIDV SmartBanking helps customers deposit money quickly and flexibly with high interest rates. Below are the steps to deposit accumulated money on the BIDV SmartBanking application:

• Step 1: Customers log in to BIDV SmartBanking, select "Savings"
• Step 2: Customers choose “Online savings deposit” and choose “Open savings account”. In the “Savings product type” section, customers choose “Buy An Phu Gia house” and fill in all information about the deposit term and deposit amount.
• Step 3: If you want the payment account to automatically deduct periodic deposits into the savings account, the customer selects the "Periodic Accumulation" feature and adds the periodic deposit amount and deposit frequency.
• Step 4: Customers click “Continue” and follow the instructions from the application to complete sending “An Phu Gia Savings”.

Method 2 - Depositing directly at the counter helps customers complete procedures more quickly and simply because there are bank staff to advise and support promptly. Below are the steps to deposit An Phu Gia savings directly at BIDV:

• Step 1: Customers bring necessary documents directly to BIDV transaction office.
• Step 2: Customers perform some necessary procedures as instructed by bank staff to register to participate in the product "An Phu Gia Savings".
• Step 3: Customers deposit their first savings into the An Phu Gia savings account. For subsequent deposits, customers can choose to deposit online on the BIDV SmartBanking app or deposit at the counter.

Through the above article, BIDV hopes that the information about the product " Tich Luy An Phu Gia " will help customers easily choose the deposit product that suits their needs. With preferential loan interest rates and high loan limits, "Tich Luy An Phu Gia" is the perfect choice to help customers access large home loans and have more motivation to build a solid life in the future.

If you need advice or support about BIDV's An Phu Gia savings product, please visit the website https://www.bidv.com.vn or contact BIDV via hotline 1900 9247 , BIDV transaction offices nationwide for the fastest and most accurate support.

BIDV