Get 5% cashback on restaurant spending with your BIDV card.

25/12/2025 00:00

1. Program Name: Promotional Program for BIDV Credit Cardholders Spending in the Restaurant Sector

2. Timeframe: From December 26, 2025 to February 28, 2026, or until the budget is exhausted, whichever comes first.

3. Promotional goods and services: BIDV International Personal Credit Card includes the following products:

CREDIT CARD PRODUCTS

BIN (first 6 digits of the card)

BIDV Mastercard Inspire/Mastercard World Travel

530515

BIDV Precious/BIDV Visa Easy

411153

BIDV Flexi

428695

Visa Cashback Online

427126

Visa Cashback 360/Supermarket Cashback

427126

BIDV Premier (Signature)

476632

BIDV Private Banking

402460

BIDV Infinite

402460

JCB Platinum Well-being

356592

JCB Credit Ultimate

356592

4. Promotion area (scope): Nationwide

5. Customers of the promotional program (eligible participants):

BIDV selects customers who are holders of BIDV international credit cards to participate in the promotional program (grouping criteria are determined by BIDV). The program is only for customers who receive notification from BIDV (via notification on the BIDV SmartBanking application/email) about the corresponding offer for each group within this program.

6. Prize structure: Customers in each group who make valid transactions in the Restaurant sector will receive the following prizes:

Offer details

Total promotional budget per campaign (VND) (*)

Total budget

Promotion (VND)

Phase 1: Starting February 26, 2025

- January 31, 2026

Phase 2: From February 1, 2026

- February 28, 2026

Program 1: Applicable to Group 1 customers who receive notification from BIDV (via notification on the BIDV SmartBanking application or email) about Program 1.

Receive a 5% cashback on every transaction of 2,000,000 VND or more in the Restaurant sector, with a maximum cashback value of 800,000 VND per month.

320,000,000

133,000,000

453,000,000

Program 2: Applicable to Group 2 customers who receive notification from BIDV (via notification on the BIDV SmartBanking application or email) about Program 2.

Receive a 5% cashback on every transaction of 1,000,000 VND or more in the Restaurant sector, with a maximum cashback value of 500,000 VND per month.

733,000,000

314,000,000

1,047,000,000

TOTAL BUDGET

1,500,000,000

(*) Note:

- Each customer, identified by their customer code (CIF/customer), is entitled to the promotion a maximum of once per reward period and twice throughout the entire program during the promotional period.

- If the budget allocated to each program is not fully utilized, the remaining funds can be carried over to the remaining program until the budget is exhausted.

- If the budget is not fully utilized in a given award period, any remaining funds may be carried over to the next award period. The total number of awards will be adjusted accordingly to the budget and will not exceed the program's maximum budget.

- The number of rewards is limited, BIDV will prioritize rewarding customers with higher total eligible spending during the reward period.