Guide to setting up and resetting your Smart OTP PIN on BIDV SmartBanking
Check out the detailed guide on how to set up Smart OTP and what to do if you forget your Smart OTP PIN on BIDV SmartBanking. Simple, fast, and completely secure.
What is Smart OTP?
Smart OTP is a secure transaction authentication method integrated directly into the BIDV SmartBanking app. Instead of receiving an OTP code via SMS, you will receive the OTP directly within the app, making transactions faster and more secure.
- The OTP code is displayed directly within the app.
- Secure with a unique PIN or Face ID/Fingerprint.
- No need to rely on mobile network coverage or SMS messages.
- Instructions for setting up Smart OTP on BIDV SmartBanking
Step 1: Log in to the app
Open the BIDV SmartBanking app on your phone, enter your username and password to log in.
Step 2: Select the "Settings" function
- On the main screen, select the "Settings" function → "Smart OTP Settings"
- Tap the "Activate Smart OTP" button

Step 3: Create a Smart OTP PIN
- Enter a 6-digit PIN specifically for Smart OTP.
- Confirm the PIN to complete.
2. Instructions for resetting if you forget your Smart OTP PIN
If you forget your Smart OTP PIN, you can reset it on BIDV SmartBanking as follows:
- On the main screen, select the "Settings" function → "Smart OTP Settings"
- Select "Forgot Smart OTP PIN."
- Scan your face to verify.
- Create a new OTP PIN and confirm it.

Notes on using Smart OTP
- The Smart OTP PIN is different from the app login password.
- Never share your Smart OTP PIN with anyone.
- When changing your phone or reinstalling the app, you need to reactivate Smart OTP.
With Smart OTP on BIDV SmartBanking, you can make transactions faster, safer, and more convenient than ever before. Just a few simple steps are all it takes to set up Smart OTP and easily recover your Smart OTP PIN if you forget it.
Experience it now by downloading the BIDV SmartBanking app and activating Smart OTP to protect your account.
For more details, please contact the 24/7 Customer Service Hotline: 1900 9247 or visit the nearest BIDV branch for assistance.