BIDV launches Sustainable Loan Framework 2.0, further promoting sustainable finance in Vietnam
In January 2026, the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) officially announced the Sustainable Loan Framework Version 2.0, which builds on and updates the Sustainable Loan Framework initially introduced by BIDV in January 2023.
Similar to the previous version, the Sustainable Loan Framework 2.0 continues to be structured in alignment with the principles jointly issued by the Loan Market Association (LMA), the Loan Syndications and Trading Association (LSTA), and the Asia Pacific Loan Market Association (APLMA). At the same time, the Framework has been updated to reflect significant developments in Vietnam’s regulatory landscape, as the legal foundation for green finance has become more comprehensive.
Specifically, on July 4, 2025, the Prime Minister issued Decision No. 21/2025/QD-TTg, which sets out environmental criteria and the certification process for investment projects classified under the Green Taxonomy. This decision contributes to standardizing the identification of green projects and directing capital flows towards environmentally friendly activities.
On that basis, the Sustainable Loan Framework 2.0 enables BIDV to strengthen alignment between domestic regulations and international best practices, while enhancing transparency, consistency, and effectiveness in the implementation of sustainable finance products. The Framework also establishes a foundation for BIDV to provide thematic loan products, including green loans, social loans, and sustainability-linked loans, thereby supporting clients in improving operational efficiency and gradually transitioning towards a more sustainable development model.
