BIDV 2026 Annual General Meeting of Shareholders
On April 24, 2026, in Hanoi, BIDV’s 2026 Annual General Meeting of Shareholders was attended by 367 delegates, representing nearly 6.8 billion shares, accounting for 96.6% of the voting shares
The meeting reviewed and unanimously approved key items including: The Board of Directors’ Report on 2025 Operations and 2026 Operational Priorities; The 2025 Business Performance Report and 2026 Business Plan; The report on the Audit Committee’s activities in 2025 and its work priorities for 2026; The plan to increase the authorized capital in 2026 to enhance BIDV’s financial capacity; The election of additional members to the Board of Directors and the Audit Committee for the 2022–2027 term…
In 2025, based on compliance with the guidelines and directives of the Government, the State Bank of Vietnam (SBV), and the 2025 Annual General Meeting of Shareholders’ Resolution, the BIDV Board of Directors focused on directing the entire system to maximize all available resources, implement flexible and innovative business solutions; affirm its leading and pivotal role in effectively executing monetary policies and directives; comprehensively, synchronously, and exceptionally achieving all business targets and plans across all aspects; fully fulfilling obligations to the state budget, and ensuring the interests of shareholders and employees…
In 2025, BIDV met the targets set by the State Bank of Vietnam (SBV) and the General Shareholders’ Meeting
As of December 31, 2025, all of BIDV’s business targets met the targets set by the SBV and the General Shareholders’ Meeting, specifically as follows:
- Total assets reached over 3.26 million billion VND, an increase of 20.5% compared to 2024, continuing to be the joint-stock commercial bank with the largest total assets in Vietnam.
- Capital mobilization aligned with market conditions and credit growth, ensuring safety and efficiency, while implementing capital structure optimization measures and reducing funding costs. Total capital mobilization reached 3.05 million billion VND; of which, capital mobilization from institutional and retail customers reached nearly 2.43 million billion VND, an increase of 13.7% compared to 2024.
- Credit and investment outstanding balances exceeded 3.09 million billion VND; of which credit outstanding balances exceeded 2.32 million billion VND, an increase of 15.2% compared to 2024, accounting for 12.5% of the economy’s total credit outstanding balances, ranking first in market share for loans to economic entities and households among joint-stock commercial banks, focusing on production sectors, priority areas, and growth drivers in line with the Government’s policies and the State Bank of Vietnam’s directives.
- The credit structure continues to shift toward sustainability: Retail credit outstanding increased by 15.4%, with its share of total credit outstanding reaching 47.4%, managed in line with targets; the share of FDI customer credit outstanding in total credit outstanding reached 3.8%, up 0.3 percentage points compared to 2024. Green credit outstanding reached VND 82,332 billion, continuing to lead the market and accounting for 10.6% of the economy’s total green credit outstanding.
- Credit quality was maintained within acceptable limits: The non-performing loan (NPL) ratio under Circular 31/2024/TT-NHNN was controlled at 1.26%, meeting the plan set by the General Shareholders’ Meeting and aligning with the State Bank of Vietnam’s (SBV) strategic objectives. The NPL coverage ratio for commercial banks reached 101%.
- Pre-tax profit for the commercial banking sector reached VND 35,509 billion, an increase of 15.7% compared to 2024, exceeding the targets set by the SBV and the General Shareholders’ Meeting; consolidated pre-tax profit reached VND 37,788 billion, an increase of 17.8% compared to 2024. Provisions for risks were fully set aside in accordance with regulations.
- Preserve and develop state capital at BIDV; fully fulfill obligations to the state budget, ensuring the interests of shareholders and employees: BIDV’s equity capital reached VND 163,017 billion, up 19.5% compared to 2024; charter capital increased to VND 70,214 billion; market capitalization as of December 31, 2025, reached 273,000 billion VND (equivalent to 10.5 billion USD), ranking among the largest in the Vietnamese stock market. BIDV is among the leading enterprises in terms of state budget contributions, with a total of 12,822 billion VND.
- Fully leveraging its role as a key instrument of the Party and the State, in 2025, BIDV proactively adjusted interest rate policies to support the economy, with average reductions ranging from 0.5% to 2% per year; restructured debt repayment terms and maintained debt classifications to support customers facing difficulties in accordance with the State Bank of Vietnam’s regulations and guidelines.
- Implemented over 200 social welfare programs with a total budget of approximately 500 billion VND, focusing on the Government’s priority sectors (such as healthcare, education, poverty alleviation, and disaster relief). Notably, the Bank has implemented programs aligned with major government initiatives, including: Joint efforts to eliminate temporary and dilapidated housing across the country; Support for disaster relief and recovery from storms and floods in the northern mountainous regions, Central Vietnam, and the Central Highlands; The “1 Million Green Trees” planting program; Collaborating with the Disaster Prevention and Mitigation Fund to plant mangrove forests in the Mekong Delta provinces; Funding 200 smart medical kiosks to support the digitization of medical examination and treatment processes at hospitals…
BIDV’s impressive business results in 2025 have been recognized, highly evaluated, and honored by domestic and international organizations with over 40 prestigious awards and titles, contributing to strengthening BIDV’s reputation and brand image in the market: Top 1000 Largest Public Companies in the World (Forbes), Top 200 Most Valuable Global Banking Brands (Brand Finance); Top 50 Best-Listed Companies in Vietnam (Forbes Vietnam); Best Workplace in Asia (HR Asia); Best Workplace in Vietnam (Anphabe); Golden Star of Vietnam Award; Top 10 Red Star Entrepreneurs; Golden Rose Award; Sustainable Enterprise Award (VCCI); Best Retail Bank in Vietnam for 11 consecutive years; Best Private Banking Service Bank in Vietnam for 3 consecutive years (The Asian Banker); Best SME Bank in Vietnam; Best FDI Bank in Vietnam; Top 10 Best Annual Reports for 3 consecutive years; 7 Sao Khuê Awards in the IT sector; Outstanding Digital Transformation Enterprise…
2026 is the foundational year for realizing the goal of building BIDV into the leading LARGE - STRONG - GREEN bank in the Southeast Asian region
Identifying 2026 as the foundational year to realize the goal of building BIDV into the leading LARGE - STRONG - GREEN bank in the Southeast Asian region, ranking among the Top 100 banks in Asia, and aiming to be among the Top 50 banks in Asia by 2045; taking the lead in fulfilling social responsibility and serving the community… in the coming period, BIDV will strictly adhere to the policy directives of the Government, the State Bank of Vietnam, and leverage its role as the bank with the largest operational scale in the market, holding a leading and dominant position in the banking sector, contributing to achieving the country’s strategic goal of “double-digit” economic growth during the 2026–2030 period, and moving toward an era of prosperity, civilization, and abundance for the nation.
BIDV has also established its operational motto for 2026 as “Discipline – Quality – Efficiency – Comprehensive Transformation,” aiming to shift toward a growth model based on innovation and digital transformation… so that the entire BIDV system can continue to achieve strong breakthroughs. At the same time, the following key business targets have been set: (i) Total assets to grow by 5%–10%; (ii) Credit outstanding to be managed in accordance with the State Bank of Vietnam’s (SBV) guidelines; (iii) Capital mobilization managed in line with capital utilization, ensuring safety and efficiency; (iv) Pre-tax profit managed in accordance with the approval of the competent state authority; (v) Control of the non-performing loan ratio in accordance with Circular No. 31/2024/TT-NHNN ≤ 1.6%; (vi) Operational safety ratios comply with SBV regulations.
Also at the General Meeting, shareholders unanimously elected Mr. Hoang Viet Hung and Mr. Kim Sang Soo as members of the BIDV Board of Directors for the 2022-2027 term; and Mr. Nguyen Anh Tuan as a member of the BIDV Audit Committee for the 2022-2027 term.
For further details, please contact:
Communications and Branding Department
Bank for Investment and Development of Vietnam (BIDV)
Phone: 024.22205256; Fax: 024.22200399; Website: www.bidv.com.vn