Moody’s Issues Press Release: Outlook Update for JSC Bank for Investment & Development of Vietnam (BIDV) from Stable to Positive

This represents the highest possible outlook in Moody’s rating framework, reflecting the positive assessment and increasing confidence in BIDV. Moody’s recognizes BIDV’s large and stable deposit franchise as well as the very high probability of receiving government support in times of need. Funding and liquidity remain key strengths for BIDV, as the bank's large deposit base is
supported by its status as one of the largest state – owned banks in Vietnam.

Details of BIDV’s outlook according to Moody’s are as follows:

• Outlook: Positive

• Long term Bank Deposits – Local/Foreign currency /Issuer Ratings: Ba2 (on par with the sovereign rating of the Government of Vietnam).
• BIDV is the first Vietnamese bank to receive an international credit rating and 2026 marks the 21st consecutive year that BIDV is reviewed by Moody’s. This confirms BIDV’s commitment to financial transparency as well as compliance with international standards.

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