BIDV Provides Financial Support, Working with Customers to Build on Their Successes
With the aim of providing capital to help customers boost their production and business operations, BIDV is launching a preferential loan package totaling VND 200 trillion with interest rates starting at 6.8% per year and an overdraft limit of up to VND 10 billion. Running from now through December 31, 2026, this program will help individual customers supplement their working capital, manage their cash flow proactively, and seize development opportunities.
Secure Timely Funding for Business Opportunities
In business operations, opportunities can arise from a new order, a seasonal peak, or another favorable moment. At such times, timely access to capital not only addresses immediate financial needs but also helps business owners drive operations forward and proactively seize new opportunities.
Recognizing this need, BIDV has launched a working capital loan program for business operations tailored to individual customers, featuring preferential interest rates starting at 6.8% per year and an overdraft limit of up to VND 10 billion.
The program is available to individual customers who have been engaged in actual production and business activities for at least 12 months. In addition to supplementing working capital, the loan funds may also be used to prepay eligible loans at other financial institutions.
Directing Capital Toward Sustainable Business Models
BIDV not only meets the capital needs of conventional business models but also directs financial resources toward green business and production models, helping customers improve the quality of their products, goods, and services while building sustainable value in the long term.
Accordingly, BIDV has launched a green credit package worth VND 10 trillion specifically for customers engaged in green agriculture, organic production, safe food supply chains, and the sale of environmentally friendly products with certifications such as VietGAP, GlobalGAP, OCOP, ISO 22000, HACCP, ISO 14001, and the Vietnam Eco-Label. The program also applies to businesses involved in rooftop solar power, wind power, the purchase of electric vehicles, and housing needs in green-certified construction projects.
Capital is an important resource, but it is not the sole determining factor in a business production model. Behind every customer’s achievement lies the culmination of experience, hard work, the ability to seize opportunities, and a spirit of innovation and initiative… When these elements converge and align, plans gain the conditions to become reality, and achievements continue to unfold.
Customers seeking business loans can contact the nearest BIDV branch or transaction office, or call the 24/7 Customer Service Hotline at 1900 9247 for consultation.
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