BIDV Partners with Students to Help Them Shape Their Future

• October 1, 2026, 12:00 a.m.

1. Duration: From October 1, 2026, to December 31, 2026, or until the budget is exhausted, whichever comes first.

2. Promotional products and services: Personal checking accounts at BIDV and the following products and services:

  • Automatic investment accounts;
  • Premium account numbers (fee-based);
  • Online deposits/savings via the BIDV SmartBanking app;
  • Moneyverse cards;
  • Payment transactions via the BIDV SmartBanking app

(See Section 8 of the Terms and Conditions for details).

3. Promotion area (scope): Nationwide.

4. Customers eligible for the program:

Customers who receive a notification from BIDV (via the SmartBanking app or Zalo)

5. Promotion format: Bank transfer / B-points

6. Prize structure:

Program 1 – Maintain Income: Customers who generate eligible income transactions into their BIDV checking account during the evaluation month, and whose average checking account balance (average CASA) for that month increases compared to the previous month, will receive a cash reward credited to their checking account according to the following tiers:

Increase in Average CASA Compared to the Previous Month (VND)

Promotional Value (VND/Customer)

Maximum Number of Awards

Total Program Budget (VND)

From 5 million to under 10 million

30,000

488

14,640,000

From 10 million to under 15 million

50,000

195

9,750,000

15 million and above

100,000

293

29,300,000

TOTAL

53,690,000

Program 2 – Strengthening Customer Loyalty: Customers who meet the eligibility criteria for Program 1 and also sign up for one of the following products or services or complete a valid payment transaction during the program period will receive B-points credited to their BIDV Membership Rewards account:

Newly Registered Products/Services or Transactions

Promotional Value

Automatic Investment Account

30,000 B-points

Premium Number Account (fee-based)

30,000 B-point

Online Deposits/Savings

30,000 B-point

Moneyverse Card

30,000 B-point

Payment transactions from VND 100,000 (*)

30,000 B-point

Maximum number of prizes: 976 – Budget: VND 29,280,000

(*) Payment transactions on the BIDV SmartBanking app include: transactions within the VNPAY ecosystem (shopping on VNShop, ordering flowers, delivery services, bus/train/airline tickets, taxis, hotels, movie tickets…), mobile top-ups, and bill payments (electricity, water, VETC, cable TV, etc.).

Each customer is eligible to receive a maximum of 30,000 B-points per SPDV and a maximum of 150,000 B-points throughout the entire duration of the program.

(*) Some program rules:

  • Applies only to customers who have received a notification from BIDV regarding the program (via the BIDV SmartBanking app or Zalo).
  • If the budget for a program or a reward assessment round is not fully utilized, the remaining budget may be carried over to the remaining programs until the budget is exhausted.
  • The number of benefits is limited: For Program 1, BIDV prioritizes rewards for customers with a higher average increase in CASA during the award review period. For Program 2, BIDV prioritizes awarding rewards based on the order in which customers registered for products/services or successfully completed transactions.

7. Total promotional budget: VND 82,970,000 (In words: Eighty-two million nine hundred seventy thousand VND).