Market Pulse
Average lending interest rates and average interest rate spreads for December 2025.
BIDV announces the average lending interest rate and average interest rate spread for the period of December 2025 as follows:
Unit: %/year
| average lending interest rate 5.60 |
| Interest rate spread (average lending rate – average deposit rate) 2.50 |
| Interest rate differential after deducting costs related to fundraising and capital utilization activities. 1.28 |
