BIDV Offers 3.699 Trillion Dong in Public Bonds for the Second Half of 2026
This offering is conducted via direct distribution through BIDV branches, transaction offices, and the head office
BIDV has received Public Bond Offering Registration Certificate No. 554/GCN-UBCK issued by the Chairman of the State Securities Commission on December 29, 2025, and Document No. 3294/UBCK-QLCB dated April 23, 2026, from the State Securities Commission regarding the report on the implementation of BIDV’s second public bond offering. Accordingly, BIDV hereby announces the public offering of bonds for the 2nd Tranche of 2026 via direct distribution through BIDV branches/sub-branches/transaction centers as follows:
1. BIDV will offer 3,699 billion VND in bonds comprising the following 3 bond codes:
- 7-year bond (BIDL2633004C): VND 1,014,849,200,000
- 8-year bonds (BIDL2634005C): VND 1,000,000,000,000
- 10-year bond (BIDL2636006C): 1,683,974,700,000 VND
These are non-convertible, unsecured bonds without warrants, establishing a direct debt obligation and constituting subordinated debt of BIDV, with a face value of 100,000 VND per bond.
2. The bond interest rate is a floating rate and is determined according to the following formula:
- 7-year bond (BIDL2633004C): LSTC + 1.8% margin per year
- 8-year bond (BIDL2634005C): LSTC + 1.85% margin per year
- 10-year bond (BIDL2636006C): LSTC + 1.9% margin per year
+ The Reference Interest Rate (LSTC) is the arithmetic mean of the interest rates (or the interest rate ceiling if the interest rate is not disclosed) for personal savings deposits in Vietnamese Dong, payable at maturity, applicable to the 12-month term as published on the official websites of the 04 (four) commercial banks on the Interest Rate Determination Date of the Interest Calculation Period (rounded to two decimal places), including: Agribank, Vietcombank, Vietinbank, BIDV – Hanoi region/city. The LSTC is adjusted every 6 months.
3. Purchase Methods:
Online channel: Individual customers can purchase directly via the Smartbanking app following the instructions below:
- Video:
- User guide: https://docs.google.com/presentation/d/1Vn95rQ2CrOF5KajG7wLXcAIhJw2RS1Xe_vTUbo4wN5E/edit?usp=sharing
Branch channel: Place orders at the Head Office or through BIDV branches/sub-branches nationwide.
4. Bond Subscription Registration Locations:
- The Head Office of the Joint Stock Commercial Bank for Investment and Development of Vietnam.
- Branches/Transaction Offices of the Joint Stock Commercial Bank for Investment and Development of Vietnam.
Investors may register to purchase bonds from April 28, 2026, to 9:00 AM on May 20, 2026.
1.2.-cv3294-ubck-approval-for-second-offering.pdf
2.2.bidv-update-on-the-prospectus-for-the-second-offering-in-2026.pdf
2.3. BIDV Notice on the Issuance of TPCC Phase 2 2026.pdf
3. Registration Form No. 28.pdf
4. 84-page-license-for-the-establishment-and-operation-of-bidv-joint-stock-commercial-bank.pdf
5.-2025-1752.Decision.StateBank.pdf
7.-Resolution-1338-amending-Resolution-1266.pdf
8.-Resolution-1340-Registration-Documents.pdf
10.-CV-662-Amendment-to-Regulations.pdf
11.-Financial-Statement-2023-Separate.pdf
12.-Financial-Statement-2023-Hanoi.pdf
13.-Financial-Statement-2024-Individual.pdf
14.-Financial-Statement-2024-Hanoi.pdf
16.-guidelines-for-public-representatives-of-nshtp.pdf
17.-20260330-BID-CBTT-Financial-Statement-HN-2025.pdf
18.-20260330-bid-cbtt-financial-statements-rl-2025.pdf
