BIDV Offers 4,334 Billion Dong in Bonds to the Public—Series 3/2026
BIDV is offering 4,334 billion VND in bonds to the public (Series 3/2026) via direct distribution through BIDV branches, customer service centers, and transaction centers
BIDV has received Public Bond Offering Registration Certificate No. 554/GCN-UBCK issued by the Chairman of the State Securities Commission on December 29, 2025, and Document No. 7781/UBCK-QLCB dated August 13, 2026, from the State Securities Commission regarding the reporting documents for the implementation of BIDV’s Series 3 public bond offering. Accordingly, BIDV hereby announces the public offering of bonds (Series 3/2026) via direct distribution through BIDV branches, transaction offices, and transaction service centers as follows:
1. BIDV will offer 4,334 billion VND in bonds comprising the following three bond codes:
- 7-year bond (BIDL2633007C): 1,099,955,400,000 VND
- 8-year bonds (BIDL2634008C): 1,553,415,000,000 VND
- 10-year bond (BIDL2636009C): 1,680,233,500,000 VND
These are non-convertible, unsecured bonds without warrants that establish a direct repayment obligation and constitute subordinated debt of BIDV, with a face value of 100,000 VND per bond.
2. The bond interest rate is a floating rate and is determined according to the following formula:
- 7-year bond (BIDL2633007C): LSTC + margin of 2.25% per year
- 8-year bond (BIDL2634008C): LSTC + a margin of 2.30% per year
- 10-year bond (BIDL2636009C): LSTC + 2.25% per year margin
+ The Reference Interest Rate (LSTC) is the arithmetic mean of the interest rates (or the interest rate cap if no interest rate is published) for personal savings deposits in Vietnamese Dong, payable at maturity, applicable to the 12-month term as published on the official websites of the following four (four) commercial banks on the Interest Rate Determination Date of the Interest Calculation Period (rounded to two decimal places), including: Agribank, Vietcombank, Vietinbank, and BIDV—Hanoi region/city. The LSTC is adjusted every 6 months.
3. Purchase Methods:
Online channel: Individual customers can subscribe directly via the Smartbanking app by following the instructions below:
- User Guide: https://docs.google.com/presentation/d/1Vn95rQ2CrOF5KajG7wLXcAIhJw2RS1Xe_vTUbo4wN5E/edit?usp=sharing
In-person: Place orders at the Head Office or through any BIDV branch or service center nationwide.
- Bond Subscription Locations:
- Headquarters of the Joint Stock Commercial Bank for Investment and Development of Vietnam.
- Branches/Transaction Offices of the Joint Stock Commercial Bank for Investment and Development of Vietnam.
Investors may register to purchase bonds from August 19, 2026, to 9:00 a.m. on September 9, 2026.
3.-registration-form-no-28.pdf
4.-84-permit-for-establishment-and-operation-of-bidv.pdf
7.-Resolution-1338-Amending-Resolution-1266.pdf
8.-Resolution-1340-registration-documents.pdf
11.-2023-Audit-Report-Separate.pdf
12.-2023-Financial-Statement-Hanoi.pdf
13.-Financial-Statement-2024-Individual.pdf
14.-financial-statements-2024-hn.pdf
20.-guidelines-for-public-representatives-of-nshtp.pdf
2626603-7007_BIDV-Notice-on-the-Issuance-of-TPCC-Series-3-2026.pdf
20260330-BID-CBTT-Financial-Statement-Hanoi-2025.pdf
20260730-bid-resolution-approving-the-adjustment-of-the-tptv-interest-rate-for-public-offering.pdf
20260818-bid-cbtt-bctc-hn-audited-annual-report.pdf
20260818-bid-cbtt-bctc-separate-audited-annual-report.pdf
Decision No. 751-NHNN: Increase in Authorized Capital to 72k.pdf
