BIDV Supports Production and Business Operations with a VND 200 trillion Credit Package
With the aim of providing capital to support customers’ production and business operations, BIDV is launching a preferential credit package totaling VND 200 trillion, available from now until December 31, 2026, with interest rates starting at 6.8% per year; with overdraft limits of up to VND 10 billion to help individual customers supplement working capital, manage cash flow proactively, and seize development opportunities.
Secure timely funding for business opportunities
In business operations, opportunities can arise from a new order, a peak season, or a favorable time to expand into new markets. Therefore, timely access to capital not only addresses immediate financial needs but also helps business owners maintain operations, ensure project timelines, and proactively seize new opportunities.
Understanding this need, BIDV has launched a working capital loan program for individual business owners, featuring preferential interest rates starting at just 6.8% per year and an overdraft limit of up to VND 10 billion.
The program is available to individual customers who have been engaged in actual production and business activities for at least 12 months. In addition to supplementing working capital, the loan funds may also be used to prepay eligible loans at other financial institutions.
Directing Capital Toward Sustainable Business Models
BIDV not only meets the capital needs of conventional business models but also directs financial resources toward green business and production models, helping customers improve the quality of their products, goods, and services while building sustainable long-term value.
A BIDV customer operating an organic farming business in Lam Ha
Accordingly, BIDV has launched a VND 10 trillion green credit package specifically for customers engaged in green agriculture, organic production, safe food supply chains, and the sale of certified environmentally friendly products such as VietGAP, GlobalGAP, OCOP, ISO 22000, HACCP, ISO 14001, and the Vietnam Eco-Label. The program also applies to business activities involving rooftop solar power, wind power, the purchase of electric vehicles, and housing needs in green-certified projects.
When Capital Meets Like-Minded Currents
Capital is a vital resource, but it is not the sole determining factor in a business model. Behind every customer’s achievement lies the culmination of experience, hard work, the ability to seize opportunities, and the spirit of bold thinking and action from each individual. When these currents converge and flow in the same direction, plans gain the conditions to become a reality, and achievements continue to build upon one another.
This is also the spirit behind the “Streams of Success” video series produced by BIDV in collaboration with CafeF. The series chronicles the entrepreneurial journeys and business growth of individual customers across various regions—people who have identified opportunities in the strengths of their hometowns, persistently pursued their own unique approaches, and step by step created added value for their families, their communities, and their local areas, all with the support and encouragement provided by BIDV’s loan capital.
Readers can tune in to the “Stream of Achievements” series, airing every Tuesday at 8:00 p.m. on BIDV’s and CafeF’s Facebook, TikTok, and YouTube channels.
Customers seeking loans for production and business operations can contact the nearest BIDV branch or transaction office, or call the 24/7 Customer Care Hotline at 1900 9247 for consultation.
