Dual benefits help businesses break through
In the context that our Party and State are promoting support for the development of the private economic sector according to Resolution 68/NQ-TW, hundreds of thousands of business households, especially in the field of e-commerce, are facing a "golden" opportunity to make a breakthrough, when they are both supported by strong incentive policies from the State, Government,... and accompanied by BIDV through the comprehensive incentive program "SME Fast Track" with practical financial and technological solutions, helping to transform into enterprises easily and effectively.
SME Fast Track - a powerful "support" for business development
Resolution 68/NQ-TW dated May 6, 2025 and Resolution 198/2025/QH15 dated May 17, 2025 were issued, providing preferential policies for newly established enterprises such as: exemption of corporate income tax (CIT) for the first 3 years; deduction of all input VAT; exemption of business license fees from January 1, 2026. Therefore, along with the requirements for transparency in business activities, converting into an enterprise is a strategic step to help ensure transparency and optimize tax obligations (tax calculated based on actual profits instead of paying lump-sum tax like business households), while opening the door to access to legitimate credit capital, signing large contracts and affirming reputation in the market.
Understanding the needs of newly established businesses, especially retail businesses and businesses on e-commerce platforms when converting to a more professional operating model, BIDV has built a comprehensive digital ecosystem called SME Fast Track - a powerful "support" for businesses to operate smoothly from the very first day.
Immediately after completing the business registration procedure, businesses can open an online account 24/7 via eKYC without having to go to the transaction counter. A beautiful account number will be given for free and the electronic banking system is ready to serve all online transactions anytime, anywhere.
BIDV also integrates the BIDV QR collection solution directly into popular sales software such as Misa, KiotViet, Mobifone, Heno, Casso, Sepay, Gostream, ezCloud, ... and gives businesses the experience in the first period, helping to manage revenue automatically, transparently and standardize the entire process. Electronic invoices will also be issued directly on the software in accordance with current tax regulations. Orders after payment into the account are managed and classified, no longer having to check Zalo, messages as before, avoiding confusion and errors in transactions.
Cash flow from daily revenue will not stay in one place. With the automatic profit feature, money in the account will be flexibly invested, bringing a minimum yield of 8 times the non-term interest rate, while still ensuring high liquidity - always ready for any spending plan during the business expansion process.
In addition, when there is a need for capital, businesses can borrow online on the Misa Lending platform with competitive interest rates, supplementing capital quickly and conveniently.
Attractive offers, useful gifts
Not only bringing a digital journey with utilities for businesses, BIDV SME Fast Track also offers many attractive incentives.
With just one simple step - opening an account at BIDV - businesses will be exempted from all basic transaction fees, including: QR collection fees, money transfer, salary payment... helping to reduce costs in the initial stages of operation.
In particular, with the promotional program for the retail and e-commerce business sector, participating businesses will experience an exclusive "technology kit" including: giving away a digital signature for businesses to declare taxes and issue electronic invoices, giving away up to 6 months of sales software subscription, giving away technology devices to support operations such as soundbox speakers, POS machines at the cashier counter. With this toolkit, businesses can quickly set up a modern operating process, save on human resources, and fully meet legal requirements.
Customers are also given debit cards and corporate credit cards by BIDV to meet the requirements of state management agencies on non-cash payments for tax deductions on eligible expenses. With a credit card limit of up to 3 billion VND, businesses can be more proactive in the capital turnover process. Cashback incentives of up to 40%, free business lounge experience and fast track according to spending turnover are also interesting highlights in the journey of using BIDV Business Visa that BIDV gives to customers.
For SMEs in need of additional working capital, BIDV offers flexible financial loan packages, quick credit response time, competitive interest rates, and diverse products from short-term loans to guarantees and letters of credit, helping businesses easily access working capital and expand business operations at all stages of development.
Through the SME Fast Track program, BIDV not only provides financial solutions but also acts as a trusted companion, supporting business households to transform into more professional, transparent and sustainable enterprises.
To enjoy incentives from SME Fast Track after converting to a business, customers please register for the program right at website www.bidv.com.vn , contact hotline 1900 9248 or go to the nearest BIDV branch for detailed advice.
