Get a 10% cashback of up to VND 3,200,000 when you make purchases in Japan and South Korea with your BIDV JCB Ultimate card

A. CASHBACK PROGRAM IN JAPAN:

1. Promotion Period: From October 1, 2026, to December 31, 2026, or until the budget is exhausted, whichever comes first

2. Eligible Products and Services: BIDV JCB Ultimate international credit cards with BIN 356592

3. Promotion Mechanism:

10% Cashback (up to 20,000 JPY, equivalent to VND 3,200,000) when a customer’s total in-person credit card transactions (at POS terminals) in Japan using the BIDV JCB Ultimate International Credit Card reach 200,000 JPY or more per month

Note: This program applies to in-store transactions in Japan conducted in JPY; it does not apply to online transactions such as e-commerce, airline tickets, or services booked via mobile phones and other devices

4. Budget: $15,000 (equivalent to VND 394,837,500)

See attached terms and conditions.

A. CASHBACK PROGRAM IN SOUTH KOREA:

1. Promotion Period: From October 1, 2026, to December 31, 2026, or until the budget is exhausted, whichever comes first

2. Eligible Products and Services: BIDV JCB Ultimate international credit cards with BIN 356592

3. Promotion Mechanism:

10% cashback (up to 100,000 KRW, equivalent to VND 1,700,000) when customers’ total in-person credit card transactions (at POS terminals) in South Korea using the BIDV JCB Ultimate International Credit Card reach 1,000,000 KRW or more per month

Note: This program applies to in-store transactions in South Korea conducted in KRW; it does not apply to online transactions such as e-commerce, airline tickets, or services booked via mobile phones and other devices

4. Budget: $5,000 (equivalent to VND 131,621,500)

See attached terms and conditions for details.