Get up to 1 million VND in cashback on overseas spending with the BIDV JCB Ultimate Card
1. Program Name: Overseas Spending Rewards Program for BIDV JCB Ultimate International Credit Cardholders.
2. Duration: From July 1, 2026, to December 31, 2026, or until the budget is exhausted, whichever comes first.
3. Eligible Products and Services: BIDV international credit cards, including the following products:
| CREDIT CARD | BIN (first 6 digits of the card) |
| JCB Credit Ultimate | 356592 |
4. Promotion Area (Scope): Nationwide.
5. Eligibility: Customers who are holders of the card types specified in Section 3 and who have made valid transactions.
6. Promotion Format: Provision of goods and services free of charge in conjunction with the purchase of goods and services.
7. Reward Structure: During the promotion period, customers who make direct credit card transactions (at POS terminals) overseas will receive the following rewards:
| Promotion Mechanism | Promotion Details |
| Reward Mechanism 1 | An immediate cashback of 500,000 VND for each in-person (F2F) overseas transaction—excluding Japan—with a value of 5 million VND or more. |
| Reward Mechanism 2 | Get an instant cashback of 1,000,000 VND for each overseas in-person (F2F) transaction (excluding Japan) with a value of 15 million VND or more. |
| Promotion Mechanism 3 | Receive a 300,000 VND cashback for each in-person (F2F) overseas transaction worth 3 million VND or more in Southeast Asia, China, Taiwan, and South Korea. |
| Reward Program 4 | Receive a 500,000 VND cashback for each in-person (F2F) overseas transaction with a value of 2 million VND or more. |
(*) Note:
- Each customer, identified by their customer ID (CIF), is eligible for a maximum of 3 promotional rewards during the Program period.
- BIDV awards program benefits to customers based on the notification they receive, which is sent via OTT messages (Smart Banking), pop-ups, email, or through BIDV’s customer service representatives.
- The number of promotions is limited; BIDV will prioritize rewarding customers with higher total eligible spending during the evaluation period.
8. Total promotional budget: 775,698,000 VND (In words: Seven hundred seventy-five million six hundred ninety-eight thousand VND)
