Celebrate the New Year 2026 with BIDV through the "Lucky Code - A Complete and Abundant Tet" promotion program

Offering customers a series of promotions, gifts, and experiential activities throughout the festive season, as a wish for a prosperous, lucky, and fulfilling New Year.

The program runs from now until March 31, 2026, across the entire BIDV network, with total prize and gift values exceeding 10 billion VND. It includes diverse activities aligned with customers' financial, spending, travel, and entertainment needs during the year-end and New Year period.

Save – Win Power, Welcome Prosperity

From December 5, 2025, to March 31, 2026, BIDV will launch a savings prize program for individual customers who deposit VND 100 million or more at the counter or online via BIDV SmartBanking, with terms of 6, 12, 13, 18, and 24 months. Notably, customers who make online savings deposits will receive double the number of prize codes compared to those made at the counter.

The program consists of two phases:

• From December 5, 2025, to January 31, 2026, eligible customers will receive lottery codes to participate in the "Welcome the Festival Season" program – Double Savings" program, with the chance to win 01 Dai Phat Loc savings book worth VND 686,868,686 and 2,025 cash prizes, each worth VND 666,666.
• From February 1, 2026, to March 31, 2026, customers will continue to participate in the "Save Money – Receive Power, Welcome Fortune" with 1 Fortune prize of a Mercedes C200 Avantgarde car worth VND 1.59 billion, along with 2,025 cash prizes worth VND 666,666 each.

Receive Remittances – Win 4 iPhone 17s

From December 24, 2025 to February 28, 2026, BIDV will launch the "Receive Remittances – Welcome the New Year" program for customers receiving remittances via Western Union. Accordingly, each transaction receiving 500 USD or more corresponds to 01 lucky draw code (money transfer code – MTCN). At the end of the program, BIDV will draw 04 winning customers, each "Sum Vay Code" prize being 01 iPhone 17 256 GB.

The program is implemented at all BIDV branches, transaction points, and sub-agents managed by BIDV nationwide, in accordance with the program rules.

Noon Code Hunt – Flash Sale for 26,000 VND Travel Tickets

From December 29, 2025, to January 22, 2026, BIDV will launch the "Hour of the Horse Code Hunt" flash sale program on the BIDV SmartBanking app to support high travel demand during the Tet holiday. During the Noon Hour (11 AM – 1 PM daily), customers have the opportunity to purchase train, bus, and airplane tickets at a flat rate of 26,000 VND, along with other discounts when booking directly via the app. Details available here

Limited Edition Horse Flag Gift Set

Welcoming the Year of the Horse, BIDV launches a limited edition gift set "Four Seasons of Harmony - Success in Everything" as a Tet greeting imbued with traditional values and the spirit of reunion.

From January 1, 2026, to January 20, 2026, customers who complete one of the eligible transactions early will have the opportunity to receive one gift set, including:

• Opening a new online savings account with a minimum deposit of 500 million VND and a 12-month term.
• Opening an online savings account with an initial deposit of at least 10 million VND, with a minimum term of 3 months.
• Opening a premium account on BIDV SmartBanking with a value of VND 5 million or more.
• Opening a group account and maintaining an average CASA balance of VND 5 million or more.
• Be among the top 100 customers who activate automatic investment and have the highest automatic savings balance, with a minimum of VND 100 million.

The number of gifts is limited and applies to customers who transact earliest, meet the conditions, and do not cancel the service at the time of awarding.

"Welcome Spring" Game – Play for fun, win big prizes up to 100 million VND

The "Welcome Spring" game on BIDV SmartBanking runs from February 1, 2026, to March 15, 2026, offering an entertaining start to the year and the chance to win valuable prizes such as:

• 01 special prize worth 100,000,000 VND.
• 06 "Golden Day" prizes, each featuring an air purifier or dehumidifier.
• 10 "Warm Tet" prizes, each a shopping voucher worth 2,000,000 VND for the Top 10 customers who contribute the most to social welfare activities through the game.
• Hundreds of thousands of gifts, including cash, vouchers, and physical gifts, will be distributed throughout the program.

Customers simply need to perform transactions on BIDV SmartBanking, such as logging into the app, spending with their card, opening an account, activating automatic investment, opening a group account, etc., to receive daily play opportunities.

With a diverse range of activities and practical offers, the "Lucky Code - A Complete Tet" program is BIDV's New Year's greeting to customers across the country, wishing them a prosperous, lucky, and fulfilling Year of the Horse.

For details, please contact the nearest BIDV branch or the 24/7 Customer Service Hotline: 1900 9247.