No annual fee, low cost, great perks credit card?
Explore the following credit cards that offer no annual fee when you meet the minimum annual spending limit.
Are you looking to own a versatile credit card that offers many attractive incentives without worrying about annual fees? Discover the types of credit cards that offer no annual fees when customers meet the minimum annual spending limit below to see which type of card you should open!
1. How to enjoy lifetime annual fee waiver policy at BIDV
BIDV credit card has a 5-year term similar to other credit card products on the market today. In addition, BIDV is currently implementing an annual fee waiver program for credit cards to bring customers maximum savings along with many attractive incentives.
Below are the first year annual fee waiver conditions for each card type that customers can refer to:
- With Platinum card: Total card transaction amount of customers within 30 days reaches 2 million VND or more (calculated from the card issuance date). Free for the following years when the previous year's spending turnover meets the conditions for applying the policy according to each period.
- With JCB Ultimate card: The total amount of card transactions of the customer within 30 days reaches 10 million VND or more (calculated from the date of card issuance). In addition, customers have the opportunity to waive fees for the following years when the spending turnover of the previous year meets the conditions for applying the policy according to each period.
- For other card categories: Take advantage of the first year's annual fee waiver for eligible customers (customers receiving salary via BIDV account, loan customers, etc.). Free for the following years when the previous year's spending turnover meets the conditions for applying the policy for each period.
2. Other incentives when opening a credit card at BIDV
In addition to the annual fee waiver policy, customers opening a credit card at BIDV also enjoy many other incentives, such as:
- Free initial issuance for all credit cards.
- Accumulate points to redeem gifts on SmartBanking app with more than 500 partners nationwide.
- Participate in attractive promotions of BIDV and international partners when using Visa, Mastercard, JCB cards,...
- 0% installment offer.
When using BIDV Visa Infinite card, customers can choose 1 of the following 2 privileges:
- Package for customers with a passion for golf: 10 free rounds at the most beautiful golf courses in Vietnam.
- Premium service experience package: enjoy priority air service and luxury lifestyle with high-class Spa treatment package, premium health check-up package, luxurious meal for 2,...
In addition, cardholders can accumulate points in high-end spending areas and own global travel insurance worth up to VND 23.3 billion.
When owning a BIDV JCB Ultimate card, customers enjoy extremely attractive international transaction fee incentives. Specifically, when paying by card in Japan, customers are refunded 100% of the foreign currency conversion fee (1%).
In addition, customers can also enjoy classy privileges and luxurious experiences such as: Free airport lounge, quick airline check-in support, incentives at luxury Japanese restaurants in Vietnam,...
When opening a BIDV Visa Cashback 360 card, customers can enjoy a refund of up to 10% of the value when spending at supermarkets and 2% in the fields of health, medicine and education.
In addition, the global protection privilege helps customers stay safe on every trip with a value of up to 11.65 billion VND. In addition, customers can enjoy installment incentives with 0% interest when shopping at BIDV's partners.
BIDV Visa Cashback Online Card
When using BIDV Cashback Online card, customers can receive incentives from reward point accumulation programs through BIDV SmartBanking application. Specifically, the refund rate of each program is as follows:
- 6% of online spending transaction value at major e-commerce platforms such as Tiki, Shopee, Lazada.
- 3% of online transaction value other than Tiki, Shopee, Lazada.
- 2% for foreign currency payments.
In addition, BIDV also supports customers with 0% interest installment payment service when transacting at units cooperating with BIDV, flexible installment payment and other insurance incentives.
Through the BIDV SmartBanking application, customers can participate in the reward points accumulation program with a maximum value of 4 million VND per month. Below are the corresponding reward points exchange rates:
- 1.5% of transaction value spent at duty-free shops and airlines (maximum 1.5 million VND/month/card).
- 0.3% for foreign currency payments.
- 0.045% special transactions.
Customers are supported with installment payment policies with preferential interest rates and extremely attractive utility services. When owning a BIDV Mastercard Inspire card, customers will feel more secure on their trips with a travel insurance support package worth up to 11.65 billion VND.
As a primary cardholder of BIDV Visa Flexi, customers can issue up to 03 supplementary cards to relatives with spending limits depending on the primary cardholder. From there, customers can easily control expenses for relatives when abroad.
In addition, customers can use the automatic debit service without having to go directly to the bank. The bank will send electronic statements to help customers manage their spending more effectively.
When owning a BIDV Visa Easy card, customers have the opportunity to use the 0% installment payment service when shopping at units cooperating with BIDV. From there, it helps customers to be flexible in managing their personal finances because they can spend first and pay later. In addition, BIDV also supports installment payment services with preferential interest rates and flexible payments in various currencies.
Thanks to high-standard chip technology that ensures optimal security, customers can rest assured when using the card in everyday transactions.
The above article has provided customers with the latest information about the lifetime annual fee-free credit card and BIDV's annual fee-free policy. Not only does it help customers spend effectively, the credit card also offers many classy and safe payment experiences.
For support in opening a credit card, customers please visit the website https://www.bidv.com.vn or contact hotline 1900 9247, BIDV transaction offices nationwide for the fastest and most accurate support.
