Take Your Spending to the Next Level—Enjoy Multiple Benefits with a BIDV Credit Card
- Program Name: Take Your Spending to the Next Level – Enjoy More Benefits with BIDV Credit Cards
- Duration: From September 1, 2026 – November 30, 2026, or until the budget is exhausted, whichever comes first.
- Promotional Products and Services: BIDV personal international credit cards/multifunction cards, including the following products:
ELIGIBLE CARD PRODUCTS | BIN (FIRST 6 DIGITS) |
BIDV Mastercard Inspire / Mastercard World Travel / MC Credit Platinum VTV | 530515 |
BIDV MC Standard TPV / BIDV MC Credit Classic VTV | 515110 |
BIDV Precious / BIDV Visa Easy | 411153 |
BIDV Flexi | 428695 |
Visa Cashback Online / Visa Cashback 360 / Supermarket Cashback | 427126 |
JCB Platinum Well-being / JCB Credit Ultimate / JCB Hybrid | 356592 |
- Promotion Area (Scope): Nationwide
- Eligible customers for the promotion (target audience):
BIDV selects customers who are holders of BIDV international credit cards or multi-purpose cards (products specified in Section 3) to participate in the promotional program (segmentation criteria determined by BIDV). Customers who receive a notification from BIDV (via the BIDV SmartBanking app or email) regarding the corresponding benefits for each group within the scope of this program.
Customers must be using the BIDV SmartBanking app and have an active BIDV Membership Rewards account on the app.
- Promotion Format: Provision of goods and services free of charge in conjunction with the purchase of goods and services
- Reward Structure: Customers whose total eligible spending for each program phase increases compared to the total eligible spending of the immediately preceding month will receive a cashback reward credited to their credit card or multi-purpose card. Total eligible spending is the sum of transactions that meet the conditions outlined in Section 9. Specifically:
Program 1: Applies to Group 1 customers who receive a notification from BIDV (via the BIDV SmartBanking app or email) regarding Program 1 | ||||
Increase in total spending compared to the immediately preceding month (VND) | Promotional Value (VND) | Phase 1 Budget (June 2026) | Phase 2 Budget (July 2026) | Total promotional budget (VND) |
From 5 million to under 10 million | 500,000 | 150,000,000 | 150,000,000 | 150,000,000 |
10 million or more | 700,000 | 280,000,000 | 280,000,000 | 280,000,000 |
TOTAL | 430,000,000 | 430,000,000 | 430,000,000 | |
Program 2: Applies to Group 2 customers who receive a notification from BIDV (via the BIDV SmartBanking app or email) regarding Program 2 | ||||
Total additional spending compared to the previous month (VND) | Promotional Value (VND) | Phase 1 Budget (June 2026) | Phase 2 Budget (July 2026) | Total promotional budget (VND) |
From 10 million to under 20 million | 800,000 | 80,000,000 | 80,000,000 | 80,000,000 |
20 million or more | 1,000,000 | 90,000,000 | 90,000,000 | 90,000,000 |
TOTAL | 170,000,000 | 170,000,000 | 170,000,000 |
(*) Some program rules:
- Each customer, as identified by their customer ID (CIF/customer), is eligible for the promotion a maximum of one time per award cycle during the promotional period.
- If the budget for a specific program is not fully utilized, the remaining budget may be carried over to the remaining programs until the budget is exhausted.
- If the budget is not fully utilized during an award review period, the remaining budget may be carried over to the next award review period. The total number of awards will be adjusted accordingly based on the budget and will not exceed the program’s maximum budget.
- The number of rewards is limited; BIDV will prioritize rewarding customers with the highest total additional sales during the evaluation period.
