Celebrate the Year of the Horse with amazing offers from BIDV SME Fast Track 2026
Welcoming the Year of the Horse with expectations of breakthroughs and speed, BIDV presents SMEs with the "SME Fast Track 2026" promotion program. The program is the key to solving capital, operating cost, and financial technology issues, helping small and medium-sized enterprises (SMEs) accelerate right from the starting line.
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With a flexible fee structure suitable for businesses of various sizes, BIDV offers a range of account packages including SME Connect, SME Intimate, and SME Signature, allowing businesses to access comprehensive financial services at super-discounted rates.
Specifically, for start-ups or micro-enterprises, the SME Connect account package is the optimal choice, offering businesses free electronic banking maintenance, free domestic transfers on BIDV Direct digital banking, and free state budget payments. Especially for start-ups, businesses transitioning from sole proprietorships to corporations, or sellers on e-commerce platforms, BIDV provides a comprehensive start-up KIT to help standardize sales processes and financial management right from the start. The KIT includes incentives such as a free business digital signature, tax declaration support, and electronic invoice issuance; up to 6 months of free sales software usage, along with technology devices like POS machines and soundboxes... helping businesses save costs and manpower right from the start of their entrepreneurial journey.
For businesses with larger transaction volumes, the SME Intimate and SME Signature packages offer additional privileges such as free salary payments, domestic money transfers at the counter, gifting of attractive account numbers worth up to VND 12 million, and many other incentives. Notably, BIDV applies a "smart fee waiver" mechanism: if a business maintains an average monthly balance in its payment account above a certain threshold, it will be fully exempt from the monthly account package subscription fee for that month.
Special capital support and a comprehensive digital ecosystem
In addition to operating costs, capital costs are also a concern for many businesses. Market research shows that the ability to access capital quickly at reasonable interest rates is an important factor for SMEs to seize business opportunities. To meet this demand, BIDV has dedicated a short-term credit program worth VND 25,000 billion for businesses borrowing capital from BIDV with competitive interest rates, reduced by up to 1%/year compared to normal lending rates.
In particular, to make the borrowing process more convenient for customers, BIDV has partnered with MISA Joint Stock Company to launch the "Overdraft Credit Loan via MISA Lending Platform" product with a unique preferential mechanism: "The earlier you borrow, the lower the interest rate." Businesses participating in the loan program in the first quarter of 2026 will enjoy a preferential interest rate of only 7.5% per annum. This policy not only provides preferential capital but also encourages businesses to plan their finances proactively from the beginning of the year.
As a bank with traditional strengths in international payment activities, BIDV SME Fast Track 2026 also provides a powerful set of tools to support import and export businesses in expanding their reach. With the "Global Unlimited" fee package, instead of paying fees per transaction, businesses only need to pay a fixed fee starting from VND 3 million/month to make unlimited international money transfers, helping businesses save millions of dong in service fees each year.
In addition, businesses with new trade finance activities in 2026 will be completely exempt from L/C notification fees, export L/C amendment fees, and receive up to a 30% reduction on other trade finance service fees. BIDV also applies preferential foreign exchange rates of 30-50 points for common currencies such as USD, EUR, GBP, JPY, KRW, etc.
With these incentives designed to meet the practical needs of businesses, BIDV expects the SME Fast Track 2026 program to be a powerful catalyst, supporting the Vietnamese SME community to strengthen its internal capabilities and be ready to break through and lead in a new phase of development.
Recently, BIDV has completed applications in its digital ecosystem for corporate customers, including e-KYC for Corporate Customers, BIDV Direct – a modern digital bank for businesses, BIDV TradeFlat – a comprehensive banking application for import and export customers, and BIDV SCF – a supply chain financing application for businesses. Along with BIDV Open API, BIDV is pioneering a comprehensive digital ecosystem that strongly supports the digital transformation of businesses.
