BIDV Launches Click to Pay for Visa and Mastercard Cardholders
BIDV has officially rolled out the Click to Pay service for all individual Visa and Mastercard cardholders, offering a fast and secure online payment experience
The rollout of this modern payment solution marks another step forward in BIDV’s digital transformation journey while providing customers with a faster, more convenient, and safer online payment experience.
Fast Online Payments with Click to Pay
Click to Pay is an online payment solution developed by Visa and Mastercard based on the EMV® Secure Remote Commerce (SRC) standard. The solution allows customers to make online payments without having to re-enter their full card information for each transaction, thereby shortening payment time and enhancing the online shopping experience.
Customers can register their cards for Click to Pay directly within the BIDV SmartBanking app. Once successfully registered, customers can use this feature to make payments on websites, apps, or payment gateways that accept Click to Pay from Visa or Mastercard.
After successfully registering on BIDV SmartBanking, customers can use Click to Pay on websites, apps, and payment gateways displaying the Visa or Mastercard Click to Pay logo worldwide. In particular, from now until September 30, 2026, BIDV is offering a cashback promotion of 50,000 VND to customers who make transactions totaling at least 200,000 VND within 30 days of successfully registering for Click to Pay.
During the first payment on the app, customers will complete the authentication process as required by the card issuer. Once completed, subsequent payment transactions are processed quickly using the list of saved cards without having to re-enter the card number, expiration date, or CVV code, saving time and minimizing the risk of card information leaks.
Enhanced Security with Tokenization Technology
In addition to convenience, Click to Pay incorporates card information encryption technology—Tokenization.Instead of using actual card information during the payment process, the system uses digital identifiers (tokens) to process transactions, helping to minimize the risk of data breaches and strengthen customer protection against fraud.
The adoption of tokenization technology not only enhances the security of online transactions but also helps improve the transaction success rate, delivering a more stable and reliable payment experience.
Convenient registration and management on BIDV SmartBanking
The entire process of registering, activating, or canceling Click to Pay is fully integrated directly into the BIDV SmartBanking app. Customers can easily and conveniently check registration information, cancel the service, or re-register for each card without having to go through additional procedures at a branch.
Continuing to Promote Secure Digital Payments
The rollout of Click to Pay reaffirms BIDV’s commitment to continuously innovating digital payment products and services in accordance with international standards, in line with the government’s initiative to promote cashless payments.
In the coming period, BIDV will continue to expand its digital payment ecosystem and adopt modern payment technologies to provide customers with convenient, secure, and seamless transaction experiences across all platforms.
