Digital transformation

Smart Payroll – an automated online salary advance solution on BIDV SmartBanking – developed as a direct approach to address the "pain points" of citizens: need for quick capital, small-scale short-term loans, streamlined procedures, transparency, and security; while helping banks optimize operations, reduce counter workload, and enhance service capabilities on digital channels.

BIDV SmartBanking version X is the first and only digital bank in Vietnam to offer a seamless, integrated experience across six types of devices.

Last November, BIDV and the FPT - OpenWay consortium completed the project of converting the card payment system (core card) to the Way4 platform - after 18 months of implementation.