transformation

At BIDV Nam Binh Duong Branch, the retail model transformation (RBT) is not defined as a short-term campaign with immediate explosive results. Instead, this unit defines it as a long-term journey to fundamentally change mindsets and work rhythms, where maintaining momentum becomes a critical factor to avoid reverting to the starting point.

That was the assessment of Prime Minister Pham Minh Chinh at the conference on the implementation of banking tasks for 2026, held on the morning of December 31, 2025, in Hanoi.

That information was provided by Mr. Le Ngoc Lam, CEO of BIDV, at the 2026 Banking Task Implementation Conference. Accordingly, in the context of the entire banking industry vigorously implementing Resolution No. 57-NQ/TW of the Politburo on the development of science, technology, innovation, and national digital transformation, BIDV continues to affirm its pioneering role with comprehensive digital transformation results, particularly in internal governance activities.

"At 17, one can break a buffalo's horn" is an old saying referring to the age of youth, courage, and a fearless spirit in the face of challenges. For BIDV Thanh Xuan, 17 years symbolizes the maturity of a journey forged through effort, discipline, and unwavering belief in the chosen path.

On December 18, 2025, a conference was held at the Government Office to review the first year of implementing the Government's action program to implement Resolution No. 57-NQ/TW, the five-year implementation of the overall program for state administrative reform, and the four-year implementation of Project 06.

The year 2025 marks a special milestone for BIDV East Hanoi: 58 years of formation and development and 20 years of officially operating as a first-level branch.

In the final months of 2025, the BIDV system witnessed a strong wave of transformation into a new Retail and Service model (RBT) at branches nationwide.

On the morning of December 7, Quy Nhon University Hall became the meeting place for young ambitions at the Talkshow "Journey of Aspiration - Nurturing the Future"

Speaking at the 7th BIDV Trade Union Congress, Deputy Governor of the State Bank of Vietnam Pham Tien Dung affirmed: The Trade Union has been and is a reliable support for more than 29,000 union members and workers.

Taking place over 2 days, December 5-6, 2025 in Hanoi, the 7th Congress of Trade Union of Vietnam Joint Stock Commercial Bank for Investment and Development was a great success.

Last November, BIDV and the FPT - OpenWay consortium completed the project of converting the card payment system (core card) to the Way4 platform - after 18 months of implementation.

After gradually perfecting its operating model, Phu My Party Committee BIDV entered a new phase - a phase of transformation from lean to elite.

The journey of transforming the RBT model at BIDV Hong Ha is a strong transformation in the thinking, capacity and spirit of the entire branch.

During more than three decades of working with BIDV, Ms. Tran Le Nhu - Deputy Director, Chairman of the Core Banking Management and Development Board - has affirmed her role as not only a pioneer in the field of banking technology but also a dedicated and humane union leader. In her, the sharpness of her intellect combined with a warm heart creates the image of a female leader who is always innovative, dedicated and inspirational.

The banking industry is strongly transforming its business model, BIDV Nam Dong Nai has proactively kept pace with the system in implementing the transformation of the retail business model.

BIDV Bac Ninh has just coordinated with Bac Ninh province tax to implement a program to support business households to switch to tax declaration and provide My shop Pro solution

On November 26, 2025, the Central Committee of the Vietnam Youth Union and the Central Committee of the Vietnam Young Entrepreneurs Association held the 2025 Red Star Award Ceremony. General Director BIDV was one of 10 entrepreneurs receiving this award.

With the spirit of innovation, democracy, solidarity and development, 100% of grassroots trade unions under the BIDV Trade Union have completed the organization of the Congress for the 2025-2030 term.

On November 24, 2025, in Hanoi, the Banking industry solemnly organized the 9th Banking Industry Patriotic Emulation Congress and the Women's Conference to summarize 5 years of implementing the Plan to implement the National Strategy on Gender Equality, for the Advancement of Women and the Movement "Good at Banking, Good at Housework" for the period 2021 - 2025.

Although not majoring in Economics, Pham Thi Mai Huong - a student at Vietnam Maritime University, has excellently won The Moneyverse 2025.

BIDV pioneered the launch of BIDV TradeFlat - The first seamless digital trading ecosystem in Vietnam for import-export businesses.

According to the Financial Report for the third quarter of 2025, BIDV's business activities continue to be maintained stably, safely, effectively, closely following the set plan; capital mobilization ensures capital balance, credit growth is quite good, credit quality is controlled according to the orientation target, efficiency indicators improved compared to the same period last year.

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