smart

Dear Valued Customers,

In the digital age, controlling your cash flow instantly not only helps you manage your spending effectively but also acts as a "shield" to protect your bank account. To provide maximum support to customers, BIDV has integrated the "Balance Fluctuation" feature directly into the SmartBanking app with a variety of flexible options.

From February 14, 2026 to May 10, 2026, customers using BIDV SmartBanking to make QR code payments in Thailand will receive cashback of up to 6,500,000 VND.

BSC & BIDV are making breakthroughs in personal finance management – integrating spending and investing in the BIDV SmartBanking digital banking app.

With the digital experience on BIDV SmartBanking version X, investors can now open a BSC securities account easily and quickly in just a few steps.

BIDV officially launches the "Silver Accumulation" feature, allowing customers to purchase genuine 99.9% Ancarat silver and pay via BIDV SmartBanking, with delivery immediately after successful payment.

On February 3, 2026, the Hanoi Department of Science and Technology held the launch ceremony for the Digital Transformation Market and the Hanoi Technology Exchange Platform.

With a new look and completely new experiences, the BIDV Smart AI robot has returned in the interactive game "Welcome the Spring" for the 2026 Lunar New Year. Enjoy an exciting experience with hundreds of thousands of valuable prizes to welcome a prosperous new year with BIDV.

Welcome to the Year of the Horse 2026, BIDV launches the program "Save Money: Get Power - Welcome Luck"

On the afternoon of February 3, Hanoi launched a digital transformation market and technology exchange platform, along with an online document delivery system.

On January 30, 2026, BIDV and Ancarat Precious Metals Joint Stock Company signed a cooperation agreement to implement the purchase of Ancarat 99.9% silver coins and bars and payment on BIDV SmartBanking.

Dear Valued Customers,

Smart Payroll – an automated online salary advance solution on BIDV SmartBanking – developed as a direct approach to address the "pain points" of citizens: need for quick capital, small-scale short-term loans, streamlined procedures, transparency, and security; while helping banks optimize operations, reduce counter workload, and enhance service capabilities on digital channels.

BIDV SmartBanking version X is the first and only digital bank in Vietnam to offer a seamless, integrated experience across six types of devices.

Hunt for Ngọ codes on BIDV SmartBanking, with tickets for flights, trains, and buses priced at 26,000 VND from 11:00 AM to 1:00 PM daily, valid until January 22, 2026.

The Year of the Horse 2026 ushers in a new journey of speed, ambition, and prosperity, where BIDV presents lucky "Codes" for customers to enjoy a complete and fulfilling Tet holiday.

Episode 5 of the "Smart Small Business Owners" podcast series helps small business owners, especially Gen Z, shift from a "use many tools" mindset to a "streamlined yet effective" approach: a centralized management app to get a comprehensive view of their business and a solution to separate advertising budgets, providing transparency for each expense.

🎙️ Only when small business owners can control operating costs, advertising, and cash flow on a unified system can profits truly be optimized. ✨ Episode 4 of Smart Small Business, featuring Mr. Pham Trung Dung – Deputy Director of the Retail Customer Department of BIDV and Mr. Phan Minh Tung – Owner of Marslow Bakery (Hanoi), offers very honest insights from a business perspective.

Episode 3 doesn't promise a quick-rich formula, but it helps small business owners understand that with a clear strategy and well-controlled cash flow, every dollar spent on advertising will bring them closer to actual orders.

With just a few simple steps, small businesses/households can purchase speakers and link their payment speakers to MyShop Pro. Access SmartBanking and experience MyShop Pro now with unprecedented offers: ✅ Free for life for customers who register from now until December 31, 2025 ✅ Receive a free payment speaker when you register at the BIDV branch ✅ Receive 6 months of free electronic invoice and digital signature usage

In line with the digital transformation of the banking industry, BIDV SmartBanking is being developed as an integrated digital platform, enhancing the user experience.

Access SmartBanking and experience MyShop Pro now with unprecedented offers: ✅ Free for life for customers who register from now until December 31, 2025 ✅ Receive a free payment speaker when you register at the BIDV branch ✅ Receive 6 months of free use of electronic invoices and digital signatures And a complete financial solution specifically for household businesses and small traders